Centro de Documentacion de Fundación MAPFRE - Foreign share, insurance density, and penetration : an analysis of the international life insurance market

MAP20080038045

Foreign share, insurance density, and penetration : an analysis of the international life insurance market / Yu-Luen Ma and Nat Pope

Sumario: Recent trends toward liberalization and deregulation have sparked significant interest in the topic of international insurers' participation in foreign markets. This research develops a profile of foreign national market characteristics that attract international life insurer participation and additionally, empirically assesses the value that international participation has to the host market. Characteristics that are found to be statistically significant with respect to international participation include high levels of trade liberalization and/or low insurer market share concentration, high levels of national wealth, and high levels of government expenditure on social security retirement benefits. With respect to the benefits such participation provides, we see that the presence of international life insurers share positive relationships with both life insurance consumption and the magnitude of the role life insurance plays within the broader national economy of those host markets

En: Risk management & insurance review. - Malden, MA : The American Risk and Insurance Association by Blackwell Publishing, 1999- = ISSN 1098-1616. - 11/10/2008 Tomo 11 Número 2 - 2008, p. 327-347

1. Internacionalización del seguro . 2. Seguro de vida . 3. Mercado de seguros . I. Pope, Nat . II. Title.