Property-casualty insurer statutory reserve experience

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<namePart>Auden, James B.</namePart>
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<namePart>Grimes, Christopher A.</namePart>
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<publisher>Fitch Ratings</publisher>
<dateIssued>2011</dateIssued>
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<tableOfContents displayLabel="Contents">As property/casualty market economic fundamentals have deteriorated over the last few years, uncertainty over reserve adequacy is rising. Reserve cushions accumulated in the previous hard market eroded significantly as favorable reserve development from prior underwriting periods have provided a material boost to earnings over the last several years. But reported losses for the most recent underwriting periods are less likely to generate strong redundancies over time</tableOfContents>
<note type="statement of responsibility">James B. Auden, Christopher A. Grimes</note>
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<topic>Seguro de daños patrimoniales</topic>
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