MAP20120043824 Hernández Barros, Rafael Operational losses for the capital charge of health insurers : lessons from Spain / Rafael Hernández Barros, María Isabel Martínez Torre-Enciso En: Geneva papers on risk and insurance : issues and practice. - Geneva : The Geneva Association, 1976- = ISSN 1018-5895. - 08/10/2012 Volumen 37 Número 4 - octubre 2012 I. Title.