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Why it pays for P&C insurers to earn their customers' intense loyalty

Recurso electrónico / electronic resource
MARC record
Tag12Value
LDR  00000cam a22000004b 4500
001  MAP20130039688
003  MAP
005  20140127104525.0
008  131126s2013 usa|||| ||| ||eng d
040  ‎$a‎MAP‎$b‎spa‎$d‎MAP
084  ‎$a‎32
1001 ‎$0‎MAPA20130016917‎$a‎Kauderer, Steven
24500‎$a‎Why it pays for P&C insurers to earn their customers' intense loyalty‎$c‎By Steven Kauderer, Sean O'Neill and David Whelan
260  ‎$a‎Boston, Massachusetts‎$b‎Bain & Company‎$c‎cop. 2013
520  ‎$a‎With many US property and casualty (P&C) insurers stuck in a growth quagmire, retaining and attracting good customers has become critical to success. Over the previous fi ve years, the industry¿s return on equity has fallen below the cost of capital, and net premium growth is at a historic low. The authors would argue that investing money and resources to improve one¿s value proposition and customer experience is essential for recouping the investment laid out to acquire those customers in the fi rst place. Indeed, price is far from the only consideration for customers. When Bain & Company recently surveyed about 166,000 US consumers with home or auto policies, respondents who had positive comments about their insurers valued service slightly more than price, followed by the company¿s reputation, product features and other factors
650 4‎$0‎MAPA20080624934‎$a‎Seguro de daños patrimoniales
650 4‎$0‎MAPA20080581978‎$a‎Property-casualty
650 4‎$0‎MAPA20080614126‎$a‎Fidelización de clientes
650 4‎$0‎MAPA20130016948‎$a‎Retención de clientes
651 1‎$0‎MAPA20080638337‎$a‎Estados Unidos
7001 ‎$0‎MAPA20130016924‎$a‎O'Neill, Sean
7001 ‎$0‎MAPA20130016931‎$a‎Whelan, David
7102 ‎$0‎MAPA20080439033‎$a‎Bain & Company