Do insurance companies possess an informational monopoly? Empirical evidence from auto insurance
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| Tag | 1 | 2 | Value |
|---|---|---|---|
| LDR | 00000cab a2200000 4500 | ||
| 001 | MAP20140003570 | ||
| 003 | MAP | ||
| 005 | 20140206115802.0 | ||
| 008 | 140127e20131202esp|||p |0|||b|spa d | ||
| 040 | $aMAP$bspa$dMAP | ||
| 084 | $a322 | ||
| 100 | 1 | $0MAPA20140001293$aKofman, Paul | |
| 245 | 1 | 0 | $aDo insurance companies possess an informational monopoly? Empirical evidence from auto insurance$cPaul Kofman, Gregory P. Nini |
| 520 | $aThis article investigates the impact of policyholder tenure on contractual relationships in nonlife insurance markets. For a sample of auto insurance policies, we find that average risk decreases with policyholder tenure, but the effect is entirely due to the impact of observable information. We reject the hypothesis that the incumbent insurer is privately learning faster about quality of their policyholders. We highlight the importance of a public signal regarding policyholders' claims experiences and suggest alternative explanations for the unconditional relationships in the data. | ||
| 650 | 4 | $0MAPA20080603779$aSeguro de automóviles | |
| 650 | 4 | $0MAPA20080573935$aSeguros no vida | |
| 650 | 4 | $0MAPA20080586294$aMercado de seguros | |
| 650 | 4 | $0MAPA20080579258$aCálculo actuarial | |
| 650 | 4 | $0MAPA20080563790$aPredicciones | |
| 650 | 4 | $0MAPA20080589189$aAtención al cliente | |
| 650 | 4 | $0MAPA20080558888$aInformación | |
| 650 | 4 | $0MAPA20080649609$aCalidad de la información | |
| 700 | 1 | $0MAPA20140001880$aNini, Gregory P. | |
| 773 | 0 | $wMAP20077000727$tThe Journal of risk and insurance$dNueva York : The American Risk and Insurance Association, 1964-$x0022-4367$g02/12/2013 Volumen 80 Número 4 - diciembre 2013 , p. 1001-1026 |