Health insurance coverage within households : the case of private health insurance in South Africa

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<title>Health insurance coverage within households</title>
<subTitle>: the case of private health insurance in South Africa</subTitle>
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<namePart>Govender, Veloshnee</namePart>
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<namePart>Ataguba, John E.</namePart>
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<name type="personal" xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="MAPA20140026869">
<namePart>Alaba, Olufunke A.</namePart>
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<abstract displayLabel="Summary">Private health insurance coverage within households is declining in South Africa (SA). This raises concerns in a context of growing support both in SA and internationally for universal health coverage (UHC). This paper attempts to advance our understanding of coverage patterns within partially insured households (i.e. having at least one, but not all members, being insured). This paper was guided by the following questions: (1) What factors are associated with some household members being insured? And (2) who are excluded? Drawing from a nationally representative household survey, it was found that partially insured households differed from completely insured households across a range of demographic and socio-economic factors. Significantly, there was a relationship bias; relationship with the household head was an important predictor of access to insurance within partially insured households. As the drive towards UHC gains momentum in SA and other countries, there is a need to conduct similar intra-household-level empirical research.</abstract>
<note type="statement of responsibility">Veloshnee Govender, John E. Ataguba, Olufunke A. Alaba</note>
<subject xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="MAPA20080573867">
<topic>Seguro de salud</topic>
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<subject xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="MAPA20080553630">
<topic>Coberturas</topic>
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<subject xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="MAPA20080570590">
<topic>Seguro de vida</topic>
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<subject xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="MAPA20080626310">
<topic>Seguro de asistencia sanitaria</topic>
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<subject xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="MAPA20080623166">
<topic>Indicadores socio-económicos</topic>
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<subject xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="MAPA20080607616">
<topic>Penetración del seguro</topic>
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<subject authority="lcshac" xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="MAPA20090043985">
<geographic>Sudáfrica</geographic>
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<classification authority="">344.1</classification>
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<title>Geneva papers on risk and insurance : issues and practice</title>
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<publisher>Geneva : The Geneva Association, 1976-</publisher>
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<identifier type="issn">1018-5895</identifier>
<identifier type="local">MAP20077100215</identifier>
<part>
<text>06/10/2014 Volumen 39 Número 4 - octubre 2014 , p. 712-726</text>
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