MAP20140047178 Hernández-Solís, Montserrat Application of Solvency II from E.U. Directive for Spanish life insurance industry / Montserrat Hernández-Solís, Teresa Carmen Herrador-Alcaide Sumario: One of the most important targets in the insurance business is the determination of their risk. The importance of this is supported by the EU directive called Solvency II. In this directive the estimation of the insolvency risk is regulated and also the resource requirements and required solvency levels for these companies. Because of their social impact this risk is a major concern in the current financial system. For everyone, in this study is analyzed the solvency of institutions through different accounting relationships in a sample of more than 400 Spanish insurance companies by the correlation (coefficient r). Furthermore we also analyze the existence of a sustained trend of such correlations in the period (2008-2011). For this we used data available in the System of Iberian Balance Analysis (SABI) En: Anales del Instituto de Actuarios Españoles : Colegio Profesional. - Madrid : Instituto de Actuarios Españoles, 1943-. - 15/12/2014 Número 20 Epoca 3ª época - 2014 , p. 1-16 1. Seguro de vida . 2. Solvencia II . 3. Normativa comunitaria . 4. Control de riesgos . 5. Análisis de balances . 6. España . I. Herrador-Alcaide,Teresa Carmen . II. Instituto de Actuarios Españoles . III. Title.