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Underinsurance in property risk : closing the gap

Recurso electrónico / electronic resource
MAP20150029553
Underinsurance in property risk : closing the gap / Swiss Reinsurance Company. — Zurich : Swiss Reinsurance Company Ltd., 2015
(Sigma ; 5)
Sumario: This report estimates a property protection gap of some USD 221 billion annually. The bulk (USD 153 billion) derives from underinsurance for natural catastrophe risks, mainly earthquake, flood and windstorm exposures. Out of these, the largest uninsured natural catastrophe exposures are in the US, Japan and China. In the emerging markets, insurance penetration is lower and a greater share of catastrophe losses are uninsured there. The remainder of underinsurance relates to general property risks, including fire, business interruption, and non-flood water damage
1. Seguro de daños patrimoniales . 2. Infraseguro . 3. Catástrofes naturales . 4. Países desarrollados . 5. Países emergentes . I. Swiss Reinsurance Company . II. Sigma ; 5 .