Performance of the life insurance industry under pressure : efficiency, competition and consolidation
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Tag | 1 | 2 | Value |
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LDR | 00000cab a2200000 4500 | ||
001 | MAP20160013726 | ||
003 | MAP | ||
005 | 20160426165628.0 | ||
008 | 160422e20160301esp|||p |0|||b|spa d | ||
040 | $aMAP$bspa$dMAP | ||
084 | $a341 | ||
100 | $0MAPA20110012489$aBikker, Jacob a. | ||
245 | 1 | 0 | $aPerformance of the life insurance industry under pressure$b: efficiency, competition and consolidation$cJacob A. Bikker |
520 | $aThis article investigates efficiency and competition in the Dutch life insurance market by estimating unused scale economies and measuring efficiency-market share dynamics during 19952010. Large unused scale economies exist for small- and medium-sized life insurers, indicating that further consolidation would reduce costs. Over time average scale economies decrease but substantial differences between small and large insurers remain. A direct measure of competition confirms that competitive pressure is lower than in other markets. We do not observe any impact of increased competition from banks, the so-called investment policy crisis or the credit crisis, apart from lower returns in 2008. | ||
650 | 4 | $0MAPA20080570590$aSeguro de vida | |
650 | 4 | $0MAPA20080586294$aMercado de seguros | |
650 | 4 | $0MAPA20080596606$aEvolución del seguro | |
650 | 4 | $0MAPA20080579258$aCálculo actuarial | |
651 | 1 | $0MAPA20080637903$aHolanda | |
773 | 0 | $wMAP20077001748$tRisk management & insurance review$dMalden, MA : The American Risk and Insurance Association by Blackwell Publishing, 1999-$x1098-1616$g01/03/2016 Tomo 19 Número 1 - 2016 , p. 73-104 |