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Homeowners' ROE outlook

Recurso electrónico / Electronic resource
MARC record
Tag12Value
LDR  00000cam a22000004b 4500
001  MAP20160031867
003  MAP
005  20161028144453.0
008  161027e201610 esp|||| ||| ||eng d
040  ‎$a‎MAP‎$b‎spa‎$d‎MAP
084  ‎$a‎921.8
24500‎$a‎Homeowners' ROE outlook
260  ‎$a‎[s.l.]‎$b‎AON Benfield‎$c‎2016
520  ‎$a‎Strong overall growth continues to be the story for Homeowners as direct written premiums increased to $89 billion in 2015 from $86 billion in 2014 for the industry in aggregate. Further, homeowners continues to post promising profitability levels that beg consideration from three perspectives: (1) while the prospective ROE on homeowners declined for the first time since 2011, the line continues to generate returns in excess of its cost of capital in thirtyfour states representing 54 percent of the industry premium, (2) at expected catastrophe loss estimates and given prospective rate levels, we show the industry targeting an underwriting profit at a 94 direct combined ratio, (3) and the question of actual profitability from an accounting perspective offers a third view. Individual state profitability varies considerably given weather driven volatility and the homeowners industry overall is benefiting from an historic dearth of hurricane activity.
650 4‎$0‎MAPA20080552961‎$a‎Viviendas
650 4‎$0‎MAPA20080609900‎$a‎Contrato de compraventa
650 4‎$0‎MAPA20080536947‎$a‎ROE
650 4‎$0‎MAPA20080563974‎$a‎Rentabilidad
650 4‎$0‎MAPA20080597634‎$a‎Mercado inmobiliario
651 1‎$0‎MAPA20080638337‎$a‎Estados Unidos