Commonality of risk assessment language in cyber insurance : recommendations on cyber insurance

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      <subfield code="a">Commonality of risk assessment language in cyber insurance</subfield>
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      <subfield code="a">While some initiatives have started to take form, the industry has yet to make significant steps towards harmonisation for a variety of reasons. Competitive advantage, lack of incident and claims data, reluctance to share data, lack of generally accepted standards, insufficient in-house skills, lack of guidance, lack of legislation, market immaturity and the complexity of cyber insurance products and cyber risks overall, all act as barriers towards language harmonisation. However, the industry stakeholders have enough incentives to achieve a higher level of language convergence as everyone stands to gain from it.</subfield>
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