The Role of agents and brokers in the market for Health lnsurance
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| Tag | 1 | 2 | Value |
|---|---|---|---|
| LDR | 00000cab a2200000 4500 | ||
| 001 | MAP20180009983 | ||
| 003 | MAP | ||
| 005 | 20180425162235.0 | ||
| 008 | 180403e20180301esp|||p |0|||b|spa d | ||
| 040 | $aMAP$bspa$dMAP | ||
| 084 | $a344.1 | ||
| 100 | $0MAPA20180004469$aKaraca-Mandic, Pinar | ||
| 245 | 1 | 4 | $aThe Role of agents and brokers in the market for Health lnsurance$cPinar Karaca-Mandic, Roger Feldman, Peter Graven |
| 520 | $aHealth insurance markets in the United States are characterized by imperfect information, complex products, and substantial search frictions. Insurance agents and brokers play a significant role in helping employers navigate these problems. However, little is known about the relations between the structure of the agent/broker market and access and affordability of insurance. This article aims to fill this gap by investigating the influence of agents/brokers on health insurance offering decisions of small firms, which are particularly vulnerable to problems of financing health insurance. Using a unique membership database from the National Association of Health Underwriters together with a nationally representative survey of employers, we find that small firms in more competitive agent/broker markets are more likely to offer health insurance and at lower premiums. Moreover, premiums are less dispersed in more competitive agent/broker markets. | ||
| 650 | 4 | $0MAPA20080586294$aMercado de seguros | |
| 650 | 4 | $0MAPA20080573867$aSeguro de salud | |
| 650 | 4 | $0MAPA20080570590$aSeguro de vida | |
| 650 | 4 | $0MAPA20080626310$aSeguro de asistencia sanitaria | |
| 650 | 4 | $0MAPA20080569327$aIntermediarios | |
| 650 | 4 | $0MAPA20080583415$aAgentes de seguros | |
| 650 | 4 | $0MAPA20080600600$aCorredores de seguros | |
| 650 | 4 | $0MAPA20080610326$aDistribución de seguros | |
| 651 | 1 | $0MAPA20080638337$aEstados Unidos | |
| 700 | 1 | $0MAPA20110023423$aFeldman, Roger | |
| 700 | 1 | $0MAPA20180004827$aGraven, Peter | |
| 773 | 0 | $wMAP20077000727$tThe Journal of risk and insurance$dNueva York : The American Risk and Insurance Association, 1964-$x0022-4367$g01/03/2018 Volumen 85 Número 1 - marzo 2018 , p. 7-34 |