Understanding and addressing global insurance protection gaps

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      <subfield code="a">Mr Kai-Uwe Schanz of The Geneva Association offers an updated quantification of protection gaps in the areas of Nat CAT, cyber, healthcare and pension risk. Risk exposures, driven by digitisation, urbanisation and climate change, as well as value accumulation and concentration, tends to outgrow insurance premiums, leaving individuals, households, firms and the public sector alike underinsured</subfield>
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