Germany insurance report Q3 2018 : includes 5-year forecasts to 2022

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      <subfield code="a">Reflecting its status as a highly developed market and the continued low interest rate environment, with deposit rates set by the European Central Bank in negative territory since June 2014, growth in the gross value of life premiums will likely be modest over the next five years, albeit while seeing an improvement from negative growth in preceding years. Although economic growth disappointed slightly in Germany in Q118, coming in at 2.3% year-on-year, we remain relatively upbeat about the prospects for premium growth in the non-life sector. On the whole, demand should remain robust for underlying assets that require insurance, compared to much of the rest of the eurozone. The non-life sector should outperform the life sector.</subfield>
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