Centro de Documentacion de Fundación MAPFRE - Insurance claim capitation and predictive payment modeling

MAP20180026447

Insurance claim capitation and predictive payment modeling. — Washington D. C. : United States Patent and Trademark Office, 2017

13 p.

Sumario: A claim-based capitation model is proposed for handling vehicle repair insurance claims. Rather than determining a detailed estimate of the expected actual cost of repair, the estimate may be determined using a simpler model. For example, the insurance company and a repair facility may agree to following a predictive payment model in which the insurance company pays a fixed predicted capitated amount of money for each repair claim, regardless of the amount of repair work that will be needed. Alternatively, the insurance company may pre-pay a fixed capitated amount for a predicted number of future insurance claims

1. Patentes . 2. Modelos predictivos . 3. Reparación de automóviles . 4. Seguro de automóviles . 5. Reclamaciones . 6. Estados Unidos . I. Allstate Insurance Company . II. United States Patent and Trademark Office . III. Title.