Centro de Documentacion de Fundación MAPFRE - Does limiting allowable ration variation in the small group Health Insurance Market affect employer self-insurance?

MAP20180027062

Does limiting allowable ration variation in the small group Health Insurance Market affect employer self-insurance? / Erin Trish, Bradley Herring

Sumario: The Affordable Care Act (ACA) imposes adjusted community rating in the small group market, which employers can avoid by self-insuring, raising concerns about adverse selection. We evaluate the impact of limiting allowable rating variation on employer self-insurance across industries with varied health risk, using cross-state variation in pre-ACA rating regulations, the nationally representative 2008-2013 KFF/HRET Employer Health Benefits Survey, and a triple-difference regression approach

En: The Journal of risk and insurance. - Nueva York : The American Risk and Insurance Association, 1964- = ISSN 0022-4367. - 03/09/2018 Volumen 85 Número 3 - septiembre 2018 , p. 607-633

1. Seguro de salud . 2. Mercado de seguros . 3. Perspectivas del seguro . 4. Trabajadores . 5. Self insurance . I. Herring, Bradley . II. Title.