Exit, voice, or loyalty? an investigation into mandated portability of front-loaded private health plans
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| Tag | 1 | 2 | Value |
|---|---|---|---|
| LDR | 00000cab a2200000 4500 | ||
| 001 | MAP20190027557 | ||
| 003 | MAP | ||
| 005 | 20190925161246.0 | ||
| 008 | 190925e20190902usa|||p |0|||b|eng d | ||
| 040 | $aMAP$bspa$dMAP | ||
| 084 | $a344.1 | ||
| 245 | 0 | 0 | $aExit, voice, or loyalty? an investigation into mandated portability of front-loaded private health plans$cJuan Pablo Atal... [et al.] |
| 520 | $aWe study theoretically and empirically how consumers in an individual private long-term health insurance market with front-loaded contracts respond to a newly mandated portability requirement of their old-age provisions. To foster competition, effective 2009, the German legislature made the portability of standardized old-age provisions mandatory. Our theoretical model predicts that the portability reform will increase internal plan switching. However, under plausible assumptions, it will not increase external insurer switching. Moreover, the portability reform will enable unhealthier enrollees to reoptimize their plans. We find confirmatory evidence for the theoretical predictions using claims panel data from a big private insurer. | ||
| 650 | 4 | $0MAPA20080626310$aSeguro de asistencia sanitaria | |
| 650 | 4 | $0MAPA20080634834$aOperaciones garantizadas a medio y largo plazo | |
| 650 | 4 | $0MAPA20080555016$aLongevidad | |
| 650 | 4 | $0MAPA20120011137$aPredicciones estadísticas | |
| 650 | 4 | $0MAPA20080614126$aFidelización de clientes | |
| 651 | 1 | $0MAPA20080637996$aAlemania | |
| 700 | 1 | $0MAPA20190013123$aAtal, Juan Pablo | |
| 773 | 0 | $wMAP20077000727$tThe Journal of risk and insurance$dNueva York : The American Risk and Insurance Association, 1964-$x0022-4367$g02/09/2019 Volumen 86 Número 3 - septiembre 2019 , p. 697-727 |