Centro de Documentacion de Fundación MAPFRE - Does it matter who pays for auto injuries?

MAP20200001485

Does it matter who pays for auto injuries? / Paul Heaton, Eric Helland

Sumario: In many states, auto insurers rather than health insurers pay for a substantial fraction of the medical care following auto crashes. We examine whether payer identity affects the care received by auto injury patients. A 2003 Colorado reform shifted a large fraction of auto injury patients from coverage through auto insurers to the traditional health insurance system. Despite negligible changes in auto injury characteristics during this period, treatment supply increased following the reform. Procedure use rose by 510 percent and billed charges rose by 5 percent. These changes reflect an increase in resources devoted to treatment, yet do not improve mortality

En: The Journal of risk and insurance. - Nueva York : The American Risk and Insurance Association, 1964- = ISSN 0022-4367. - 02/12/2019 Volumen 86 Número 4 - diciembre 2019 , p. 947-972

1. Seguro de automóviles . 2. Lesiones . 3. Seguro de salud . 4. Estados Unidos . I. Title.