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Longevity trends : does one size fit all?

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      <subfield code="a">Longevity trends</subfield>
      <subfield code="b">: does one size fit all?</subfield>
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      <subfield code="b">The Pensions and Lifetime Savings Association (PLSA)</subfield>
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      <subfield code="a">Recent months have seen considerable debate on the outlook for future longevity improvements. Some commentators have even challenged whether pension scheme trustees should be making any allowance for future improvements when assessing the funding requirements for their pension obligations. Certainly the last couple of years have seen a greater number of older people dying than anticipated. At the national level, life expectancy has barely risen since 2012, but this hides a much subtler pattern across socioeconomic groups. With most pension schemes having a disproportionate amount of liabilities concentrated in a small number of higher net worth individuals, understanding the socio-economic dynamics of longevity trends has never been more important.</subfield>
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      <subfield code="a">Executive foreword -- Introduction -- Recent longevity trends -- Grouping pensioners -- Exploring the Longevity Trend Groupings -- Longevity trends by VitaSegment -- Projecting future trends -- Future Scenarios -- Using the PLSA longevity trends model -- Want to read more -- Appendix A</subfield>
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