US cyber market update : 2019 US cyber insurance profits and performance

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      <subfield code="a">The fifth edition of Aon's US Cyber Market Update, covering the cyber insurance industry's 2019 performance. As most readers know, each year it takes several months following year-end for US insurers to close their books for the previous year, report their results to regulators, and for companies like us to compile those results into a report such as this one. And this year as those months passed, the world has changed thanks to COVID-19. As we sit working from home, at times stunned by the drastic shifts in our health, social fabric and economy, we offer this report as an opportunity to reflect on the year before everything changed. But in the world of Cyber, things were already changing. 2019 was the year we were all waiting for: although ransomware has been on the rise for years, it was last year that the insurance industry felt the impacts far and wide. Unlike the NotPetya claims of 2017 these losses were not limited to a few large multinationals but were spread across companies of all sizes and especially the small commercial segment. We expect that ransomware will be the main claims story of 2020 as well.</subfield>
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