The Future of European payments : strategic choices for banks
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LDR | 00000cam a22000004b 4500 | ||
001 | MAP20200038054 | ||
003 | MAP | ||
005 | 20201202092151.0 | ||
008 | 180511e20201101usa|||| ||| ||eng d | ||
040 | $aMAP$bspa$dMAP | ||
084 | $a921.91 | ||
245 | 1 | 4 | $aThe Future of European payments$b: strategic choices for banks |
260 | $aNew York$bMcKinsey & Company$bEuro Banking Association$c2020 | ||
300 | $a23 p. | ||
520 | 3 | $aThis paper is based on research and analysis undertaken by McKinsey & Company and the Euro Banking Association between November 2019 and November 2020. Payments and accounts services are at the core of banks' offering to customers. They contributed about a third of European banks' total revenues in 2019, and represent banks' leading source of customer interactions. Banks' payments revenues have grown steadily at about 3 percent per year over the past six years. However, some specialist payments providersprocessors, acquirers, schemes, and othershave achieved double-digit growth rates over the same period. This suggests that banks' traditional role at the centre of the payments ecosystem may be coming under challenge. | |
650 | 4 | $0MAPA20090040731$aServicios de pago | |
650 | 4 | $0MAPA20080588083$aSistemas bancarios | |
650 | 4 | $0MAPA20080611897$aPerspectivas económicas | |
650 | 4 | $0MAPA20080541125$aFuturo | |
651 | 1 | $0MAPA20080637743$aEuropa | |
710 | 2 | $0MAPA20080442569$aMcKinsey & Company | |
710 | 2 | $0MAPA20200023463$a Euro Banking Association |