Splitting risks in insurance markets with adverse selection

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<dc:creator>Picard, Pierre</dc:creator>
<dc:date>2020-12-01</dc:date>
<dc:description xml:lang="es">Sumario: We characterize the design of insurance schemes when policyholders face several insurable risks in a context of adverse selection. Splitting risks emerges as a feature of second-best Pareto optimality. This may take the form of risk-specific contracts, or of contracts where risks are bundled but subject to differential coverage rules, such as risk-specific copayments combined with a deductible or a cap on coverage.</dc:description>
<dc:identifier>https://documentacion.fundacionmapfre.org/documentacion/publico/es/bib/174078.do</dc:identifier>
<dc:language>eng</dc:language>
<dc:rights xml:lang="es">InC - http://rightsstatements.org/vocab/InC/1.0/</dc:rights>
<dc:subject xml:lang="es">Mercado de seguros</dc:subject>
<dc:subject xml:lang="es">Selección adversa</dc:subject>
<dc:subject xml:lang="es">Riesgo asegurable</dc:subject>
<dc:subject xml:lang="es">Coberturas</dc:subject>
<dc:subject xml:lang="es">Gerencia de riesgos</dc:subject>
<dc:type xml:lang="es">Artículos y capítulos</dc:type>
<dc:title xml:lang="es">Splitting risks in insurance markets with adverse selection</dc:title>
<dc:relation xml:lang="es">En: The Journal of risk and insurance. - Nueva York : The American Risk and Insurance Association, 1964- = ISSN 0022-4367. - 01/12/2020 Volumen 87 Número 4 - diciembre 2020 , p. 997-1033</dc:relation>
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