Competition reduces profitability : the case of the Indian life microinsurance industry
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| Tag | 1 | 2 | Value |
|---|---|---|---|
| LDR | 00000cab a2200000 4500 | ||
| 001 | MAP20210031755 | ||
| 003 | MAP | ||
| 005 | 20211104173322.0 | ||
| 008 | 211103e2021 esp|||p |0|||b|spa d | ||
| 040 | $aMAP$bspa$dMAP | ||
| 084 | $a341 | ||
| 100 | $0MAPA20160005172$aSavitha, Basri | ||
| 245 | 1 | 0 | $aCompetition reduces profitability$b: the case of the Indian life microinsurance industry$cSubrato Banerjee, Basri Savitha |
| 520 | $aWe aim to understand the effect of market and firm-level concentration on return on equity in the Indian life microinsurance industry (LMI). This research is one of the first attempts to empirically test structure-performance issues in India. Using data on 14 companies that remained active in the LMI market during 2009-2019, we demonstrate that firms in the Indian LMI market scored better on profitability measures whenever competitive pressures were lower. We calculate Herfindahl-Hirschman concentration indexes (HHI), market share and entropy measures and use panel data techniques to find a positive effect of concentration and a negative effect of market share. We conclude that LMI-specialised insurers in India perform better than diversified insurers. | ||
| 650 | 4 | $0MAPA20080586294$aMercado de seguros | |
| 650 | 4 | $0MAPA20080563394$aMicroseguros | |
| 650 | 4 | $0MAPA20080608538$aSeguros de vida riesgo | |
| 650 | 4 | $0MAPA20210022326$aInforme | |
| 651 | 1 | $0MAPA20080663636$aIndia | |
| 773 | 0 | $wMAP20077100215$g01/07/2021 Volumen 46 Número 3 - julio 2021 , p.383-398$x1018-5895$tGeneva papers on risk and insurance : issues and practice$dGeneva : The Geneva Association, 1976- |