Family changes and the willingness to take risks

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      <subfield code="a">Family changes and the willingness to take risks</subfield>
      <subfield code="c">Mark J. Browne...[et.al.]</subfield>
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      <subfield code="a">Economic decisions frequently entail choices in the presence of risk. Decisions to purchase insurance, to save, to invest, and to pursue an education are all choices that may involve some degree of risk, just to name a few. We analyze the impact of changes in family structure on individuals' willingness to take risk (WTR). We find evidence that separating from a partner is associated with an increase in the WTR; while the birth of a first child is associated with a decrease in the WTR. Interestingly, these changes are temporary and the WTR returns to the level observed before the family event within 12 years following the event. Married individuals are more risk averse and this does not change with the passage of time of the actual wedding. Providing long term care is also associated with a higher WTR.

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      <subfield code="g">07/02/2022 Volumen 89 Número 1 - febrero 2022 , p. 187-209</subfield>
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      <subfield code="t">The Journal of risk and insurance</subfield>
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