Centro de Documentacion de Fundación MAPFRE - How can lenders better protect MSMEs?

MAP20220026475

How can lenders better protect MSMEs?. — Microinsurance Network, 2022

8 p

Sumario: Despite being heavily underfinanced, micro, small and medium enterprises (MSMEs) are integral drivers of economic growth and contribute substantially to employment and innovation. They account for 50% of global employment and 90% of all businesses. MSME's are also exposed to a wide range of risks. They struggle more than larger businesses to cope with these due to a combination of factors including, limited resources, an exposed environment, and a lack of skills and tools to manage them. Insurance can help MSMEs better manage risks, enable them to access a greater variety of risk management tools (including loans and savings), and give them confidence to take more productive, perhaps riskier, investment decisions.

1. Cambio climático . 2. Microseguros . 3. Análisis socioeconómico . 4. Valoración de riesgos . 5. Mercado de seguros . I. Woetzel, Jonathan . II. Title.