How can lenders better protect MSMEs?

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<title>How can lenders better protect MSMEs?</title>
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<namePart>Woetzel, Jonathan</namePart>
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<issuance>monographic</issuance>
<publisher>Microinsurance Network</publisher>
<dateIssued>2022</dateIssued>
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<abstract displayLabel="Summary">Despite being heavily underfinanced, micro, small and medium enterprises (MSMEs) are integral drivers of economic growth and contribute substantially to employment and innovation. They account for 50% of global employment and 90% of all businesses. MSME's are also exposed to a wide range of risks. They struggle more than larger businesses to cope with these due to a combination of factors including, limited resources, an exposed environment, and a lack of skills and tools to manage them. Insurance can help MSMEs better manage risks, enable them to access a greater variety of risk management tools (including loans and savings), and give them confidence to take more productive, perhaps riskier, investment decisions. </abstract>
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