Long term claims skyrocket in 2022

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      <subfield code="a">Long-term care (LTC) claims increased 20% in 2022 and are up 10% over pre-pandemic levels in 2019. Older LTC blocks remain significantly unprofitable due to inadequate pricing. The number of companies offering standalone LTC insurance policies continues to decline, as consumers move toward hybrid policies. The implementation of the Washington Cares Fund contrinuted to a drastic spike in number of lives insured in 2021</subfield>
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