ForeWord

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      <subfield code="a">It would be an understatement to say that reinsurers and insurers face all kinds of problems both inside and outside Europe. Yet, whatever their other preocupations, they have to act within the framework of intercontinental and regional legislation, from GATT to European Community (EC) and the European free trade area (EFTA)Therefore, the industry would do well to study the implications for business in western Europe and beyond of the European Economic Area (EEA). A comprehensive agreement for its creation has resulted from negotiations between the twelve-state European Community and the EFTA.  Insurance and other financial services are an important part of the accord wihch is to establish a fully integrated market among the 19 countries for services, capital, labour and goods</subfield>
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