MAP20070043439 Posner, Howard Automobiles to excess / Howard Posner. — London : The Winchester Group, 1999 4 p. ; 30 cm Donación de AGERS. — Ponencia publicada en "Global reinsurance : Monte Carlo 9th-14th september : Baden Baden 21st-25th october" The first motor vehicles appeared on the roads of Europe during the eighteen-eighties, with the first motor insurance policies issued round about 1981. So we are celebrating the centenary of this class of insurance. This means that in a hundred years we have progressed, if that is the right word, from a situation where no cars were to be found to a position where there are currently estimated to be over 400 million vehicles on the roads worldwide 1. Mercado de seguros . 2. Seguro de automóviles . 3. Seguro de accidentes . 4. Accidentes de tráfico . 5. Reducción de riesgos . 6. Coberturas . 7. Análisis de riesgos . 8. Pólizas . 9. Unión Europea . 10. Estados Unidos . 11. Conferencias . 12. Responsabilidad civil . 13. Documento AGERS . I. The Winchester Group . II. Title.