The EU Directive on deposit insurance : a critical evaluation

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<title>EU Directive on deposit insurance</title>
<subTitle>: a critical evaluation</subTitle>
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<title>Journal of common market studies</title>
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<namePart>Mac Kenzie, George</namePart>
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<namePart>Khalidi, Manzoor</namePart>
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<abstract displayLabel="Summary">The purpose of this article will be to argue that incentives induced by the Directive for both depositors and banks are incompatible with the aim of national supervisors and the EU to foster a stable and efficient financial system. It is likely that both competitive distortions and an increase in financial fragility will occur as the Directive is implemented. In the next section of this article the authors identify some of the key features os the Deposit Guarantee Scheme, together with those in the US, UK and Germany</abstract>
<note type="statement of responsibility">George McKenzie and Manzoor Khalidi</note>
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<topic>Garantía de depósitos</topic>
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<topic>Depósitos bancarios</topic>
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<topic>Normativa comunitaria</topic>
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<topic>Estudios comparativos</topic>
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<topic>Unión Europea</topic>
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<title>Journal of common market studies</title>
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<text>nº 2, Vol. 32, June 1994 ; p. 171-190</text>
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