The EU Directive on deposit insurance : a critical evaluation

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      <subfield code="a">The EU Directive on deposit insurance</subfield>
      <subfield code="b">: a critical evaluation</subfield>
      <subfield code="c">George McKenzie and Manzoor Khalidi</subfield>
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      <subfield code="a">The purpose of this article will be to argue that incentives induced by the Directive for both depositors and banks are incompatible with the aim of national supervisors and the EU to foster a stable and efficient financial system. It is likely that both competitive distortions and an increase in financial fragility will occur as the Directive is implemented. In the next section of this article the authors identify some of the key features os the Deposit Guarantee Scheme, together with those in the US, UK and Germany</subfield>
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      <subfield code="t">Journal of common market studies</subfield>
      <subfield code="d">Oxford</subfield>
      <subfield code="g">nº 2, Vol. 32, June 1994 ; p. 171-190</subfield>
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