Centro de Documentacion de Fundación MAPFRE - Factors affecting permanent partial disability ratings in workers'compensation

Publication: [S.l. : s.n.], 1995Physical description: [28] h. ; 30 cmNotes: Ponencia presentada en American Risk and Insurance Association Annual Meeting, Seattle, 1995Sumario: Using a new and rich data source on permanent disability claims, this article explores two issues relating to permanent partial disability benefits. First, the process of determining the final disability rating, which effects the actual level of permanent partial disability (PPD) benefits, is modeled. In this analysis, differences between the initial impairment rating provided by the treating physician and the final disability rating are investigated to determine what factors, in addition to physical impairment, influence the determination of the final permanent partial disability rating and hence the amount of indemnity benefits. This investigation highlights and measures some of the equity concerns inherent in establishing PPD benefits. Second, the influence of the final disability rating on the dollar amount of the permanent partial and total indemnity benefit award is measured. The empirical findings suggest that the same injuries, as measured by a physician impairment rating, may receive very different final disability ratings and thus have very different claim costs as a result of factors unrelated to the injury. These differences are magnified across statesMateria / lugar / evento: Seguro de accidentes de trabajo Incapacidad parcial permanente Estados Unidos Reclamaciones Ratios Indemnizaciones Conferencias Otros autores: Durbin, David
Appel, David
American Risk and Insurance Association (1995: Seattle). Annual Meeting
Other categories: 41