The transformation of banking : form follows function

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<title>transformation of banking</title>
<subTitle>: form follows function</subTitle>
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<abstract displayLabel="Summary">Why is the financial services landscape changing so much? Increased competition from nontraditional institutions, new information technologies and declining processing costs, the erosion of product and geographic boundaries, and less restrictive governmental regulations have all played a role. But this now a familiar list of factors provides neither a framework for understanding the changes under way nor a way to think about how the future might evolve</abstract>
<note type="statement of responsibility">by Dwight B. Crane and Zvi Bodie</note>
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<topic>Servicios financieros</topic>
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<topic>Sistemas financieros</topic>
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