MAP20071501608 Cummins, J. David Efficiency in the Spanish insurance industry / J. David Cummins, María Rubio-Misas The primary purpose of this paper is to provide new evidence on the effects the European economic integration on the insurance industry by analyzing the effeciency and productivity of Spanish insurance companies over the period 1989 through 1996. The second purpose is to provide additional information on the role of alternative organizational forms in insurance market. The third purpose is to provide information on economies of scal in the Spanish insurance market En: VI Foro de finanzas : las finanzas del fin de siglo : celebrado en Ubeda , Jaén 1998. - Jaén: Universidad ; (s.l.): Asociación Española de Finanzas, D.L. 1998. - p. 59-102 1. Mercado de seguros . 2. España . 3. Empresas de seguros . 4. Aspectos económicos . 5. Productividad . 6. Indicadores económicos . 7. Conferencias . I. Rubio-Misas, María . II. Asociación Española de Finanzas . III. Universidad de Jaén. Departamento de Administración de Empresas, Contabilidad y Sociología . IV. Title.