MAP20071503220 Dunnewijk, Boris Four pillars, four solutions : pension reform and insurance opportunities / Boris Dunnewij A significant and structural increase in productivity growth and a sustantial increase in labour participation rates could offset the "grey" European outlook by creating high growth in production, wealth and tax reveneus. The article, however, focuses on solution within the European insurance and pension sector. First, it stresses the need for weeping pension reform and subtantially lower implicit tax on work at older ages. Seconsly, actual pension reform across Europe is described. Then four possible solutions to finance future pensions and to meet senior workers En: Geneva papers on risk and insurance : issues and practice. - Geneva : The Geneva Association, 1976- = ISSN 1018-5895. - 01/10/2002 Número 4 27 2002 , p. 540-554 1. Pensiones . 2. Sistemas de pensiones . 3. Administración de pensiones . 4. Mercado de seguros . 5. Financiación . 6. Armonización europea . 7. Protección social . 8. Unión Europea . I. Title.