MAP20071504234 Kuo, Weiyu An Empirical study on the lapse rate : the cointegration approach / Weiyu Kuo, Chenghsien Tsai and Wei-Kuang Chen We use the cointegration technique to reexamine the contending lapse rate hypotheses: the emergency fund hypothesis and the interest rate hypothesis En: The Journal of risk and insurance. - Orlando. - Volume 70, number 3, September 2003 ; p. 489-408 1. Análisis empírico . 2. Empresas de seguros . 3. Pólizas . 4. Seguro de vida . 5. Asegurados . I. Tsai, Chenghsien . II. Chen, Wei-Kuang . III. Title. IV. Título: The Journal of risk and insurance.