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MAP20071505394Harless, David W.Testing for offsetting behavior and adverse recruitment among drivers of airbag-equipped vehicles / David W. Harless, George E. HofferEarlier studies reported that an insurance industry index of personal-injury claims rose after automobiles adopted driver's side airbags and that drivers of airbag-equipped vehicles were more likely to be at fault in fatal multivehicle accidents . These findings can be explained by the offsetting behaviour hypothesis or by at-risk drivers systematically selecting vehicles with airbags En: The Journal of risk and insurance. - Orlando. - Volume 70, number 4, December 2003 ; p. 629-6501. Airbag. 2. Reclamaciones. 3. Accidentes de tráfico. 4. Estudios. 5. Seguro de automóviles. I. Hoffer, George, E.. II. Title. III. Título: The Journal of risk and insurance.