MAP20071505911 Grace, Martin F Homeowners insurance with bundled catastrophe coverage / Martin F. Grace, Robert W. Klein, Paul R. Kleindorfer The threat of mega-catastrophes striking major population centres has altered the insurance environment over the last decade. While insurers' capital increased and they have employed other measures to increase their security against catastrophe losses, a severe disaster could still have a significant financial impact on the industry En: The Journal of risk and insurance. - Orlando. - Volume 71, number 3, September 2004 ; p. 351-379 1. Estados Unidos . 2. Coberturas . 3. Catástrofes . 4. Mercado de seguros . 5. Estudios . 6. Seguro de riesgos extraordinarios . I. Klein, Robert W . II. Kleindorfer, Paul R. . III. Title. IV. Título: The Journal of risk and insurance.