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MAP20071507493Garzone, JoeWhy are they asking for so much collateral? / Joe GarzoneCollateral can leave many customers feeling confused, especially as the requirement increases over multiple policy years. Nonetheless, the need for collateral is very real and justifiable one. Understanding its purpose and how insurers calculate the amount should help to alleviate any concernsEn: Risk management. - New York. - Vol.52, nº 8, August 2005 ; p. 28-321. Gerencia de riesgos. 2. Gestión financiera. 3. Empresas de seguros. 4. Coberturas. 5. Valoración de riesgos. I. Title. II. Título: Risk management.