The Demand for life insurance in OECD countries
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| 001 | MAP20071508978 | ||
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| 008 | 071113s2007 usa|||| | |00010|eng d | ||
| 040 | $aMAP$bspa | ||
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| 245 | 1 | 4 | $aThe Demand for life insurance in OECD countries$cDonghui Li... [et al.] |
| 520 | 8 | $aThis article examines the determinants of life insurance consumption in OECD countries. Consistent with previous results, we find a significant positive income elasticity of life insurance demand. Demand also increases with the number of dependents and level of education, and decreases with life expectancy and social security expenditure. The countrys level of financial development and its insurance markets degree of competition appear to stimulate life insurance sales, whereas high inflation and real interest rates tend to decrease consumption. Overall, life insurance demand is better explained when the product market and socioeconomic factors are jointly considered. In addition, the use of GMM estimates helps reconcile our findings with previous puzzling results based on inconsistent OLS estimates given heteroscedasticity problems in the data. | |
| 650 | 1 | 1 | $0MAPA20080581596$aPaíses de la OCDE |
| 650 | 1 | $0MAPA20080570590$aSeguro de vida | |
| 650 | 1 | 1 | $0MAPA20080584580$aDemanda de seguros |
| 650 | 1 | $0MAPA20080586294$aMercado de seguros | |
| 650 | 1 | 1 | $0MAPA20080562342$aEstadísticas |
| 650 | 1 | 1 | $0MAPA20080567613$aUnión Europea |
| 700 | 1 | $0MAPA20080028664$aLi, Donghui | |
| 740 | 4 | $aThe Journal of risk and insurance | |
| 773 | 0 | $wMAP20077000727$tThe Journal of risk and insurance$dOrlando$gVolume 74, number 3, 2007 ; p. 637-652 |