MAP20080015367 Gatzert, Nadine Assessing the risk potential of premium payment options in participating life insurance contracts / Nadine Gatzert, Hato Schmeiser En: The Journal of risk and insurance. - Nueva York : The American Risk and Insurance Association, 1964- = ISSN 0022-4367. - 01/09/2008 Tomo 75 Número 3 - 2008 I. Schmeiser, Hato .