MAP20080023584 Purcal, Sachi Explaining low annuity demand : an optimal portfolio application to Japan / Sachi Purcal, John Piggott En: The Journal of risk and insurance. - Nueva York : The American Risk and Insurance Association, 1964- = ISSN 0022-4367. - 01/06/2008 Tomo 75 Número 2 - 2008 I. Piggot, John .