MAP20080023621 Fei, Wenan Precautionary insurance demand with state-dependent background risk / Wenan Fei, Harris Schlesinger En: The Journal of risk and insurance. - Nueva York : The American Risk and Insurance Association, 1964- = ISSN 0022-4367. - 01/03/2008 Tomo 75 Número 1 - 2008 I. Schlesinger, Harris .