EMEA insurance market report : january to june 2009 : covering Europe, the Middle East and Africa

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<rdf:Description>
<dc:creator>Powell, Sarah</dc:creator>
<dc:creator>MARSH</dc:creator>
<dc:date>2009</dc:date>
<dc:description xml:lang="es">Sumario: Key trends seen in Europe-Middle East-Africa (EMEA) insurance market in the first six months of 2009. Casualty and property classes of business in particular are still experiencing some rate reductions as there are generally a large number of carriers writing these riks and competing for market share. Motor insurance rates, previously unprofitable, have started to stabilise as historic rate reductions were unsustainable. As a result of the ongoing financial crisis, loss ratios in all classes of business have increased. Clients are looking to cut their costs wherever possible, although increased claims costs for carriers means they need to increase premium income to maintain a profitable portfolio. Trade credit and financial institutions insurance have been most impacted by the economic changes and these markets have hardened quickly. The majority of EMEA countries reported that they generally expect ongoing increases in rates over the next six months. It is thought that the current claims trend will continue to impact the market leading to some rate increases for clients. Underwriters are placing increased importance on good risk management by the insured, and these better managed risks may be able to avoid any significant premium increases </dc:description>
<dc:identifier>https://documentacion.fundacionmapfre.org/documentacion/publico/es/bib/115306.do</dc:identifier>
<dc:language>eng</dc:language>
<dc:publisher>MARSH</dc:publisher>
<dc:rights xml:lang="es">InC - http://rightsstatements.org/vocab/InC/1.0/</dc:rights>
<dc:subject xml:lang="es">Mercado de seguros</dc:subject>
<dc:subject xml:lang="es">Evolución del seguro</dc:subject>
<dc:subject xml:lang="es">Perspectivas del seguro</dc:subject>
<dc:subject xml:lang="es">Ratios de gestión</dc:subject>
<dc:subject xml:lang="es">Europa</dc:subject>
<dc:subject xml:lang="es">Oriente Medio</dc:subject>
<dc:subject xml:lang="es">África</dc:subject>
<dc:type xml:lang="es">Libros</dc:type>
<dc:title xml:lang="es">EMEA insurance market report  : january to june 2009 : covering Europe, the Middle East and Africa</dc:title>
<dc:coverage xml:lang="es">Europa</dc:coverage>
<dc:coverage xml:lang="es">Oriente Medio</dc:coverage>
<dc:coverage xml:lang="es">África</dc:coverage>
</rdf:Description>
</rdf:RDF>