MAP20110043384 Auden, James B. Personal lines insurance market update / James B. Auden, Douglas M. Pawlowski, Christopher A. Grimes,. — New York : Fitch Ratings, 2011 Sumario: The personal lines industry aggregate recorded a statutory underwriting loss for the third consecutive year in 2010 with a combined ratio of 102.4%, reflecting continued competitive market pricing, adverse effects from the economic recession, and losses in the homeowners segment from natural catastrophes 1. Seguro de personas . 2. Mercado de seguros . 3. Suscripción de riesgos . 4. Competitividad . 5. Crisis financiera . 6. Catástrofes naturales . 7. Estados Unidos . I. Pawlowski, Douglas M. . II. Grimes, Christopher A. . III. Fitch Ratings .