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MAP20120029255Solvency II survey 2012 : where are insurers heading?. — London : Deloitte LLP, 2012Sumario: This survey identifies some interesting developments in insurers' approaches to Solvency II, as well as highlighting the financial and business impact caused by the delay to full implementation. During the year, significant numbers of insurers have chosen to revise their approach to Solvency II and previous talk of wholesale restructuring has made way to strategies such as re-pricing of products. Whilst the majority of insurers expect tangible benefits from their Solvency II preparations, the overriding sentiment is one of growing unease as to whether the industry as a whole will meet the current compliance deadline1. Solvencia II. 2. Crisis financiera. 3. Reestructuración del seguro. 4. Valoración financiera. 5. Cambio estratégico. 6. Encuestas. 7. Administración de la empresa de seguros. I. Deloitte.