The Connected home : what does this mean for insurers now and in years to come?

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<subTitle>: what does this mean for insurers now and in years to come?</subTitle>
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<namePart>Knott, Geoff</namePart>
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<abstract displayLabel="Summary">Insurers have already become familiar with smart devices in cars and have used telematics capabilities tocreate more accurate risk profiles leading to personalised policies that reflect actual car usage and how thecar has been driven. This telematics risk profiling approach will only increase - in the USA, after Sept 1st 2014, event datarecorders will be mandatory in all new vehicles, with most Western societies implementing similar legislation. And now, smart devices are set to penetrate the home market. These are making inroads through popularconsumer solutions. As smart home technology evolves, insurers may have the opportunity to use realtime telemetric data for the assessment of risk and prevention of  loss</abstract>
<note type="statement of responsibility">by Dan White and Geoff Knott</note>
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