Centro de Documentacion de Fundación MAPFRE - Heterogeneity of the accident externality from driving

MAP20150001856

Heterogeneity of the accident externality from driving / Rachel J. Huang, Larry Y. Tzeng, Kili C. Wang

Sumario: This article examines the accident externality from driving in terms of loss probability and severity by using a unique individual-level data set with more than 3 million observations from Taiwan. Two types of accident externality are, respectively, measured: the average number of kilometers driven per month per vehicle and the total number of speeding tickets per month. For both variables, we find significant evidence to support the existence of the accident externality. Moreover, we find that the accident externality is heterogeneous in terms of the vehicles' characteristics

En: The Journal of risk and insurance. - Nueva York : The American Risk and Insurance Association, 1964- = ISSN 0022-4367. - 01/12/2014 Volumen 81 Número 4 - diciembre 2014 , p. 735-756

1. Gerencia de riesgos . 2. Seguridad vial . 3. Accidentes de tráfico . 4. Factores de riesgo . 5. Métodos de estimación objetiva . 6. Seguro de automóviles . 7. Riesgos dependientes . 8. Análisis de multivariables . 9. Estados Unidos . I. Tzeng, Larry Y. . II. Wang, Kili C. . III. Título.