Underinsurance in property risk : closing the gap

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<title>Underinsurance in property risk</title>
<subTitle> : closing the gap</subTitle>
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<namePart>Swiss Reinsurance Company</namePart>
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<publisher>Swiss Reinsurance Company Ltd.</publisher>
<dateIssued>2015</dateIssued>
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<abstract displayLabel="Summary">This report estimates a property protection gap of some USD 221 billion annually. The bulk (USD 153 billion) derives from underinsurance for natural catastrophe risks, mainly earthquake, flood and windstorm exposures. Out of these, the largest uninsured natural catastrophe exposures are in the US, Japan and China. In the emerging markets, insurance penetration is lower and a greater share of catastrophe losses are uninsured there. The remainder of underinsurance relates to general property risks, including fire, business interruption, and non-flood water damage</abstract>
<note type="statement of responsibility">Swiss Reinsurance Company</note>
<subject xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="MAPA20080624934">
<topic>Seguro de daños patrimoniales</topic>
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<topic>Infraseguro</topic>
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<topic>Catástrofes naturales</topic>
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<topic>Países desarrollados</topic>
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<topic>Países emergentes</topic>
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<title>Sigma</title>
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