The Use of annual mileage as a rating variable
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LDR | 00000cab a2200000 4500 | ||
001 | MAP20160023831 | ||
003 | MAP | ||
005 | 20160805113611.0 | ||
008 | 160804e20160101usa|||p |0|||b|eng d | ||
040 | $aMAP$bspa$dMAP | ||
084 | $a322 | ||
100 | 1 | $0MAPA20080075569$aLemaire, Jean | |
245 | 1 | 4 | $aThe Use of annual mileage as a rating variable$cJean Lemaire, Sojung Carol Park, Kili C. Wang |
520 | $aAuto insurance companies must adapt to ever-evolving regulations and technological progress. Several variables commonly used to predict accidents rates, such as gender and territory, are being questioned by regulators. Insurers are pressured to find new variables that predict accidents more accurately and are socially acceptable. Annual mileage seems an ideal candidate. The recent development in new technologies should induce insurance carriers to explore ways to introduce mileage-based insurance premiums. It was use the unique database of a major insurer in Taiwan to investigate whether annual mileage should be introduced as a rating variable in auto third-party liability insurance. It was find that annual mileage is an extremely powerful predictor of the number of claims at-fault. | ||
650 | 4 | $0MAPA20080603779$aSeguro de automóviles | |
650 | 4 | $0MAPA20080635190$aSeguro de responsabilidad civil de automóviles | |
650 | 4 | $0MAPA20080577001$aPago de la prima | |
650 | 4 | $0MAPA20080563639$aPago por uso | |
650 | 4 | $0MAPA20080564322$aTarificación | |
650 | 4 | $0MAPA20080586546$aNuevas tecnologías | |
650 | 4 | $0MAPA20120011137$aPredicciones estadísticas | |
700 | 1 | $0MAPA20130002378$aPark, Sojung Carol | |
700 | $0MAPA20100034200$aWang, Kili C. | ||
773 | 0 | $wMAP20077000420$tAstin bulletin$dBelgium : ASTIN and AFIR Sections of the International Actuarial Association$x0515-0361$g01/01/2016 Volumen 46 Número 1 - enero 2016 , p. 39-69 |